Banking that helps you

fight unexpected

medical debt

A Better Mastercard® Debit Card with no monthly fees, 32,000 ATMs and

the Worlds 1st Community Safety Net™

Your Deposits are FDIC insured up to $250,000 through The Bancorp Bank; Member FDIC

Spend on your Better Banking Card and when the unexpected happens, we can provide help.
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    No minimum balance required

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    No hidden monthly fees

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    Free withdrawals at 32,000 MoneyPass® ATMs nationwide ²

Access the World’s 1st Community Safety Net™ by moving your direct deposit.
  • Up to $5,000 Accident Insurance³. Cash Benefits for covered losses can be used as you like, say for:

    • Missed work and lost wages

    • Utility and household bills

    • Deductibles and out-of-pocket expenses

    Please review the Description of Coverage for benefit details, terms, conditions, and exclusions.
  • Never overpay for healthcare. SAVE upto 85% on prescription meds with BetterRX Discounts.

    • 1000s of pharmacies supported like

  • Ask Lily, your community health advocate to handle unexpected emergencies

    • Lower existing medical bills

    • Remove medical debt from credit report

    • Tips to protect your family’s financial future


"One of the biggest financial threats Americans face is a one-off emergency leaving them unable to work temporarily. That’s especially true for those with high-deductible health plans—and also for younger people."

- Forbes


How is the Community Safety Net™ funded?

When you spend using Better Mastercard® Debit Card, the merchant (i.e. retail/online store) pays us a small transaction fee which funds your Community Safety Net™ against the unexpected.

how it works

Why Better?

Emergency funds create a financial buffer that can keep you afloat in a time of need without having to rely on credit cards or high-interest loans. It can be especially important to have an emergency fund if you have debt, because it can help you avoid borrowing more.

Just open an account and set up direct deposit to qualify for the Community Safety Net™, which includes access to Accident Insurance, Rx discounts and medical debt counseling.

Source: Nerdwallet. Margarette Burnette. December 9. 2020. Emergency Fund: What It Is and Why It Matters. https://www.nerdwallet.com/article/banking/savings/emergency-fund-why-it-matters

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A Better Mastercard® Debit Card with no monthly fees, 32,000 MoneyPass® ATMs and the

Worlds 1st Community Safety Net™

Standard text messaging and/or data rates from your wireless service provider may apply.

Banking and debit card services provided by The Bancorp Bank. The Better Mastercard® Debit Card is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Program Management services provided by Galileo Financial Technologies, LLC.

¹ The Community Safety Net™ is a loyalty program offered by Better Financial Corporation in partnership with external providers. Accident Insurance coverage provided by National Union Fire Insurance Company of Pittsburgh, Pa. Pharmacy Discount cards provided by RXSaver, Inc. The Bancorp Bank does not endorse or sponsor, and is not affiliated in any way with other benefits

² Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

³ This is only a brief description of the coverage(s) available under policy series A30610NUFIC. The Policy will contain reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this document and the Policy, the Policy shall govern. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. (National Union), a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. National Union is a AIG company. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at www.aig.com. All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds

© 2021 Better Financial Corporation